mPokket APK: The Ultimate Solution for Your Financial Needs
What is mpokket apk and how does it work?
If you are a student or a salaried employee who needs some financial assistance, you might have heard of mpokket apk. It is an Android app that provides instant loans ranging from Rs 500 to Rs 30,000 without any hassle. But what exactly is mpokket apk and how does it work? In this article, we will answer these questions and more. We will also tell you how to download, install, and use mpokket apk on your Android device or PC Windows. So, let's get started!
Money is a necessity for everyone, especially for students and salaried employees who have to manage their expenses and savings. Sometimes, you might face a situation where you need some extra cash urgently, but you don't have any source of income or savings. Maybe you have to pay your college fees, buy a new laptop, or cover a medical emergency. In such cases, what can you do?
One option is to borrow money from your friends or family, but that might not be possible or comfortable for everyone. Another option is to apply for a personal loan from a bank or a financial institution, but that might take a lot of time, paperwork, and eligibility criteria. Moreover, you might have to pay a high interest rate and a fixed repayment schedule.
That's where mpokket apk comes in handy. It is an app that offers instant loans for students and salaried employees in India. You can get a loan within minutes by using your smartphone or computer. You can also choose the loan amount, duration, and repayment mode according to your convenience. And the best part is that you don't need any collateral, guarantor, or credit score to get a loan from mpokket apk.
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What is mpokket apk?
mpokket apk is an Android app that provides instant personal loans for college students and salaried employees in India. It is developed by mPokket (एमपकेट), which is a fintech company based in Kolkata. The app was launched in 2016 and has since helped over 10 lakh users with their financial needs.
mpokket apk uses artificial intelligence and machine learning to assess the creditworthiness of the borrowers based on their profile, education, income, and social media activity. It also verifies the identity and bank account details of the borrowers using Aadhaar card, PAN card, selfie, and other documents.
mpokket apk offers loans ranging from Rs 500 to Rs 30,000 with a tenure of 61 days to 180 days. The interest rate varies from 0% to 3% per month depending on the loan amount, duration, and repayment history of the borrower. The borrower can repay the loan in weekly or monthly installments using UPI, debit card, net banking, or Paytm wallet.
How does mpokket apk work?
The process of getting a loan from mpokket apk is very simple and fast. All you need is an Android device or a PC Windows with an internet connection. Here are the steps to follow:
Download and install mpokket apk on your device from the official website or Google Play Store .
Enter your email address and create a password for your account.
Enter your name, date of birth, gender, and marital status.
Select your occupation as student or salaried employee.
If you are a student, enter your college name, course name, year of study, and expected graduation date.
If you are a salaried employee, enter your company name, monthly income, and salary date.
Upload your Aadhaar card and PAN card images and enter the details.
Upload your selfie and a video of yourself saying "I am applying for a loan from mpokket".
Enter your bank account details or Paytm wallet number where you want to receive the loan amount.
Wait for the verification process to complete. It may take up to 24 hours.
Steps to select the loan amount and duration on mpokket apk
Once your profile is verified, you can see your credit limit on the app. It is the maximum amount you can borrow from mpokket apk.
Slide the bar to select the loan amount you want to borrow. You can choose from Rs 500 to Rs 30,000 depending on your credit limit.
Slide the bar to select the loan duration you want to repay. You can choose from 61 days to 180 days depending on your repayment capacity.
Review the loan details such as interest rate, processing fee, EMI amount, and due date.
Click on the apply button to submit your loan request.
Steps to receive the loan amount in your bank account or Paytm wallet
After submitting your loan request, you will receive a confirmation message on the app and via SMS.
You will also receive a call from mpokket apk customer care to verify your loan request and details.
Once your loan request is approved, you will receive the loan amount in your bank account or Paytm wallet within minutes.
You will also receive a loan agreement on the app and via email. You need to sign it digitally to accept the terms and conditions of the loan.
mpokket apk is a great app for students and salaried employees who need instant loans without any hassle. It is easy to download, install, and use on Android devices or PC Windows. It has flexible repayment options and low interest rates. It has easy eligibility criteria and minimal documentation. It provides loans ranging from Rs 500 to Rs 30,000 with a tenure of 61 days to 180 days. It transfers the loan amount in your bank account or Paytm wallet within minutes after approval. It is a safe and secure app that protects your personal and financial information. If you are looking for a quick and convenient way to get a personal loan, you should try mpokket apk today!
Frequently Asked Questions
Here are some of the frequently asked questions about mpokket apk:
Q: Is mpokket apk safe and legal?
A: Yes, mpokket apk is safe and legal. It is registered with RBI as an NBFC-P2P (Non-Banking Financial Company - Peer to Peer Lending Platform). It follows all the rules and regulations of RBI and complies with KYC (Know Your Customer) and AML (Anti Money Laundering) norms. It also uses SSL (Secure Socket Layer) encryption and firewall to protect your personal and financial information from unauthorized access or misuse.
Q: What are the charges for using mpokket apk?
A: The charges for using mpokket apk depend on the loan amount, duration, and repayment history of the borrower. The interest rate varies from 0% to 3% per month. The processing fee varies from Rs 50 to Rs 250 depending on the loan amount. There is no prepayment penalty or late payment fee for repaying the loan before or after the due date. However, if you fail to repay the loan on time, it may affect your credit score and future borrowing limit.
Q: How can I contact mpokket apk customer care?
A: You can contact mpokket apk customer care by calling them at +91-33-4600-4600 or emailing them at firstname.lastname@example.org . You can also visit their website or follow them on Facebook , Twitter , Instagram , or LinkedIn for more information and updates.
Q: What are the alternatives to mpokket apk?
A: There are many other apps that provide instant loans for students and salaried employees in India. Some of them are:
KreditBee : It is an app that offers loans from Rs 1,000 to Rs 2 lakh with a tenure of 2 months to 15 months. The interest rate varies from 0% to 29.95% per annum. The processing fee varies from Rs 130 to Rs 850 depending on the loan amount.
LazyPay : It is an app that offers loans from Rs 100 to Rs 1 lakh with a tenure of 15 days to 24 months. The interest rate varies from 0% to 36% per annum. The processing fee varies from Rs 10 to Rs 699 depending on the loan amount.
EarlySalary : It is an app that offers loans from Rs 5,000 to Rs 2 lakh with a tenure of 7 days to 50 days. The interest rate varies from 0% to 2.5% per month. The processing